Terms & Conditions

These Terms & Conditions govern your use of the smartly rich website and related services. By using this site, you agree to these terms. If you do not agree, do not use the site.

1. No Financial, Legal, or Tax Advice

smartly rich is not a lender, broker, or financial advisor. We provide marketing and referral services only. Content on this site is for informational purposes and should not be considered financial, legal, or tax advice.

2. How Our Service Works

We connect homeowners with third-party providers that may offer cash-out, refinance, or home-equity related products. When you click links or submit information, we may receive compensation. Compensation may influence which offers appear.

3. Third-Party Partners

If you engage with a third-party partner, you are dealing directly with that partner. Their terms, rates, and privacy practices apply. We are not responsible for their decisions or services.

4. No Guarantees

We do not guarantee:

• Eligibility, approval, or funding amounts.
• Rates, terms, or savings.
• Availability of specific offers.

5. Limitation of Liability

To the fullest extent permitted by law, smartly rich is not liable for any damages arising from your use of the site or interactions with third-party partners. Use the site at your own risk.

6. User Responsibilities

You agree not to:

• Submit false or misleading information.
• Copy, scrape, or misuse site content.
• Attempt unauthorized access or interference.

7. Intellectual Property

All trademarks, logos, and brand names are owned by their respective owners. Site content is protected by copyright and may not be reused without permission.

8. Changes to These Terms

We may update these terms at any time. Continued use of the site means you accept the updated version.

9. Contact

If you have questions about these terms, contact us at: supply@upads.com

These terms may change from time to time. The most current version will always be posted on this page.